Collin County tax deed sales investing guide. 25% per annum interest, 6-month redemption. Auction details and due diligence checklist.
Collin County, TX sells tax deeds via county-run direct auction, with a 6 months redemption window and a 25% per annum statutory rate. Auctions run on a monthly cadence.
Constable tax sales first Tuesday monthly, foreclosure notices online.
Aggregated from live Collin County listings on LienScout Pro. Snapshot refreshes weekly.
Tax-sale data on this page is sourced from and reconciled against County Tax Assessor-Collector publications for Collin County, Texas.
Collin County's tax sales run on the first Tuesday of each month at the Collin County Courthouse in McKinney, administered by the Constable and posted through the county's foreclosure notices page. Collin does not use a third-party auction platform — bidding is in-person, and the sale list is published as a standard set of statutory constable notices rather than an interactive online auction. The county also publishes trustee foreclosure notices at the same portal, which are a separate lien channel and should not be mistaken for tax sales.
Collin's parcel mix reflects the Plano-Frisco-McKinney growth corridor: newer suburban housing, tract-home subdivisions, and a rising share of small commercial in the 121 corridor. Redemption rates trend high because the underlying real estate values are high, which shifts the investor return profile toward the 25% statutory penalty rather than deed acquisition. Note that Collin's recorded-instrument numbering changed in May 2022 from the older 17-digit format to a 13-digit format — pulling recorder-office documents for pre- and post-2022 chain of title requires searching both formats.
Texas tax sales in Collin County are hybrid redeemable deed sales held on the first Tuesday of the month, either at the courthouse steps (Harris, Tarrant) or online via GovEase / RealAuction depending on the county. The taxing entity's law firm (usually Linebarger, Perdue Brandon, or PBFCM) publishes the sale list 21 days ahead. Bidders register in advance with a bidder certificate, show up with cashier's checks, and bid premium-only above an opening bid set at the judgment amount or adjudged value (whichever is less). Winners take a Sheriff's Deed on the spot in exchange for full payment. Texas issues an immediate deed with a right of redemption — 2 years on homestead / agricultural parcels, 6 months on everything else — and the statutory redemption penalty is 25% in year one and 50% in year two.
For a Collin County parcel, pull the Central Appraisal District (CAD) record for owner, exemptions (homestead / ag flags drive the 2-year redemption period), land + improvement value, and legal description. Pull the county Clerk's Real Property records for the last warranty deed, deeds of trust, and any liens. Get the underlying tax-suit judgment from the District Clerk — it tells you exactly which taxing entities are being satisfied and whether any junior liens got named. Check the county GIS for zoning and flood zone, and cross-reference the address against the county's abandoned / dangerous building list. Two Texas-specific gotchas: (1) homestead / ag-exempt parcels carry a 2-year redemption at 25% year one + 50% year two — plan capital accordingly, and (2) HOA liens and municipal weed/demo liens can survive if not named in the suit.
You receive the Sheriff's Deed at the Collin County sale itself and record it with the County Clerk the same week. You now hold defeasible title subject to redemption — 6 months for non-homestead / non-ag, 2 years for homestead or ag-exempt parcels. The former owner redeems by tendering the winning bid amount plus a 25% premium in year one (or 50% in year two on qualifying parcels) through the Sheriff or Tax Assessor-Collector. Redemption rates in Texas are lower than most states because the 25%/50% premium is steep — most non-homestead parcels don't redeem, and once the redemption window closes the deed converts to indefeasible fee simple. Quiet title actions are common but not always required; some title insurers will insure Texas tax deeds after 4 years of undisturbed possession.
Collin County holds tax deed sales monthly on the first Tuesday at the Collin County Courthouse steps in McKinney. Sales are small (typically 20–60 parcels) but competition is intense because of Plano, Frisco, and McKinney demand — premium bids on any residential parcel routinely land at 80–95% of market value. Realistic entry points are Farmersville / Anna / Blue Ridge vacant land, small commercial strips, and post-struck-off resale inventory. Texas's 6-month (or 2-year homestead / ag) redemption with 25% / 50% penalty on the winning bid applies.
Collin County, Texas, conducts tax deed sales where properties with delinquent taxes are auctioned to the highest bidder. A minimum bid is typically set, and the auction is often held online or in person.
Collin County offers a statutory interest rate of 25% per annum on tax sales, which can provide a significant return if the property is redeemed by the owner. However, actual returns depend on whether the property is redeemed and the specific terms of the sale.
Risks include the property owner redeeming the property during the 6-month redemption period, potentially limiting or eliminating the investor's return. There's also the risk of acquiring properties with undisclosed liens, encumbrances, or significant title defects, as well as the possibility of the property being in poor condition.
To get started, research Collin County's specific tax sale procedures and the properties up for auction. Ensure you have the necessary funds, understand the legal aspects, and are prepared for the risks, including the possibility of owning the property if it's not redeemed.